Terms and Conditions

Last Updated: [January 01, 2025]

Welcome to Ashrafi. These Terms and Conditions (“Terms”) govern your use of our website, products, services, and any related applications (collectively, the “Services”). By accessing or using our Services, you agree to comply with these Terms. If you do not agree, please refrain from using our Services.

1. Acceptance of Terms

By using our Services, you confirm that you are at least [18 years old] or the legal age of majority in your jurisdiction. If you are using the Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Modifications to Terms

We reserve the right to modify these Terms at any time. Changes will be effective upon posting on our website. Your continued use of the Services after changes constitutes acceptance of the updated Terms.

3. User Responsibilities

You agree to:

  • Provide accurate and up-to-date information.
  • Not use the Services for illegal or unauthorized purposes.
  • Not engage in fraudulent, abusive, or harmful activities.
  • Not violate any laws, including intellectual property rights.

4. Account Registration & Security

  • You may need to create an account to access certain features.
  • You are responsible for maintaining the confidentiality of your login credentials.
  • Notify us immediately of any unauthorized account activity.

5. Intellectual Property Rights

All content, trademarks, logos, and software associated with our Services are owned by or licensed to us. You may not reproduce, distribute, or create derivative works without our express permission.

6. Prohibited Activities

You may not:

  • Use automated systems (e.g., bots, scrapers) to access our Services.
  • Attempt to disrupt or overload our systems.
  • Reverse-engineer or decompile any part of our Services.
  • Engage in spamming, phishing, or other malicious activities.

7. Third-Party Links & Services

Our Services may include links to third-party websites or services. We are not responsible for their content or practices. Use them at your own risk.

8. Payments & Refunds

  • Fees for paid services will be clearly stated.
  • Payment processing is handled by third-party providers (e.g., Bkash, Nagad).
  • Refund policies will be specified at the time of purchase.

9. Termination

We may suspend or terminate your access to the Services at any time for violations of these Terms, without prior notice.

10. Disclaimers & Limitation of Liability

  • Our Services are provided “as is” without warranties of any kind.
  • We are not liable for any indirect, incidental, or consequential damages arising from your use of the Services.

11. Indemnification

You agree to indemnify and hold us harmless from any claims, damages, or expenses resulting from your breach of these Terms.

12. Governing Law & Dispute Resolution

These Terms & Conditions shall be governed by and construed in accordance with the laws of the People’s Republic of Bangladesh, without regard to its conflict of law principles.

13. Privacy Policy

Your use of our Services is also governed by our Privacy Policy, which explains how we collect, use, and protect your data.

14. Contact Information

For questions about these Terms, contact us at:
Ashrafi
ashrafiglobal24@gmail.com
Muslim Nagar Zero Point, Matuail, Demra, Dhaka

By using our Services, you acknowledge that you have read, understood, and agreed to these Terms & Conditions.

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